Save smarter.  Invest faster.  Borrow easier.

Invest, and borrow easily. Trusted by individuals, civil servants (IPPIS loans & Government worker credit), and corporates.

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Fully licensed by
Central Bank of Nigeria

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Fintech NGR
Remita
First Central
NIBSS
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Fintech NGR
Remita
First Central
NIBSS
NDPC

Supercharge your finance

Take control of your money with tools that help you grow, plan, and stay ahead.

Buy Now, Pay Later
Travel Now, Pay Later
AMS Sharp Kids
AMS Aspire
AMS Mobile App Interface

We're launching soon

A faster, easier AMS experience is almost here. Get ready for an app built to help you grow, track, and manage your wealth effortlessly.

Get more with AMS

Whether you’re a business or on your own, just starting out or been going for years, join the growing numbers banking with us.

Fully regulated

AMS Finance is licensed by CBN, which is the regulatory authority.

24/7 customer support

Managed by friendly, real people with the option to call or email if you need to.

Apply in minutes

90% of personal accounts are opened the same day. Apply online